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Good Faith Estimates, and how to ask for one

What a Good Faith Estimate is, who can request one, and how to ask for yours through the contact page.

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What a Good Faith Estimate Is

The No Surprises Act gives you the right to receive a Good Faith Estimate explaining how much your medical and mental health care will cost. Providers need to give patients who don't have insurance or who are not using insurance an estimate of the expected charges.

If you are uninsured or paying without insurance, you can request an estimate before scheduling. Most of my clients pay privately. The full notice is on my Fees page, and this page walks through how to ask, when the estimate is due and what to do with it once you have it.


Deadlines to Know

Each deadline depends on when you ask, how far ahead your care is scheduled, or the date on a bill.

Asking Before You Schedule

If you request an estimate before scheduling, it is due within 3 business days of the request.

3 to 9 Business Days Ahead

When care is scheduled 3 to 9 business days ahead, the estimate is due within 1 business day after scheduling.

At Least 10 Business Days Ahead

When care is scheduled at least 10 business days ahead, the estimate is due within 3 business days after scheduling.

If a Bill Is Higher

You can dispute a bill that is at least $400 more than your Good Faith Estimate through the federal patient-provider dispute-resolution process, within 120 days of the bill's date.


How to Ask for Yours

Three steps, from asking to keeping the estimate on file.

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  1. 1

    Send a Note

    Use the contact page to request your Good Faith Estimate. A short note with your name and a way to reach you is a good start, and please leave out any health details.

  2. 2

    Save a Copy

    Make sure to save a copy of your Good Faith Estimate when it arrives, somewhere you can find it again later.

  3. 3

    Keep It With Your Bills

    When a bill comes for that care, set it beside your estimate. If the bill is at least $400 more than your estimate, the 120-day dispute rule above applies.


Plain Answers About Cost

Cost shouldn't be the part of care you feel awkward asking about. My fees are posted on the Fees page, and a Good Faith Estimate gives you an estimate of the expected charges for your own care. Asking for one is a reasonable request.

If something about cost is unclear, you can ask during the free 15-minute phone consult, and I will answer as plainly as I can. Questions about your insurance plan are welcome then too. I would rather you ask than wonder.


Questions About Good Faith Estimates

Do I have to schedule before I ask for an estimate?

If you are uninsured or paying without insurance, you can ask before scheduling. In that case, the estimate is due within 3 business days of your request.

Can I ask for an estimate during the free consult?

Please use the contact page to request one. You are welcome to ask general questions about cost during the free 15-minute phone consult.

Where can I learn more about my right to an estimate?

For questions or more information about your right to a Good Faith Estimate, visit cms.gov/nosurprises or call 1-800-985-3059.


Fees in Brief

For reference, my fees are $0 for the 15-minute phone consult, $300 for the initial evaluation and $125 for each follow-up session.

Fees and payment

Consult
$0
15 min
Evaluation
$300
60 to 90 min
Follow-up
$125
30 to 45 min
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Questions about cost are welcome here

Ask them during a free 15-minute phone consult, or use the contact page to request your estimate.

Book a Free 15-Minute Consult